Revolving Debt: Debt RepaymentWe realize that certain times of the year are more difficult to deal financially than others.

 

An event in your life (having a baby, moving) or simply an unexpected expense can unbalance your finance.

 

This is why you can make a “pause” in your repayments by deferring your monthly payment, maximum 2 times trailing 12-month free of charge.

 

The process is simple and can be done either:

 

– On the Internet: in your private space, click the “Manage my contracts” and just answer the questions.

– By phone: Contact your advisor, it will introduce you to your new “planning” refunds.

Please note that this “break” is granted to you under certain conditions and depending on the agreed credit. Here are the main ones:

 

You have a bank loan

You can suspend a monthly payment if:

– You are current in the payment of your deadlines,

– You have already paid 6 monthly installments

– You have set at least one term since the last break.

In this case, the suspended installment is postponed to the next month.

 

You have a revolving credit

You can suspend a monthly payment if:

– You are current in the payment of your deadlines,

– You have already paid three installments,

– You have set at least one term since the last break.

 

In this case:

– The unpaid interest payment during your break (and possibly assess your Visa card) are reported in the following month,

– Repayment of principal is deferred to the end of your contract,

 

Know that your purchases with Visa card cannot be paid in cash during the period of suspension of repayment.

If you need to take a break from the refund, please contact your advisor. He is there to help you ensure proper reimbursement of your credit